(502) 817-0880
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No matter what type of loan you need, we're with you every step of the way.
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The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
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REFINANCING is easy with our professionals' help.
FHA Loans & First Time Homebuyer Loans in Indiana, Kentucky, & Florida
Welcome to the official site of Ryan Chanley at Mortgage Tree Lending. We are a full service mortgage company based in Sellersburg, Indiana. We specialize in FHA Loans and First Time Homebuyer loans in IN/KY/FL. Whether you are buying a home or refinancing in IN/KY/FL, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
Refinancing?
We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes Mortgage Tree Lending unique is that we offer credit repair services as well.
Contact Ryan Chanley at Mortgage Tree Lending today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Recent Articles
Jun
15
2026
15
2026
Condos Reward the Prepared Buyer
Buying a condo can feel like crossing the finish line of a long race. You worked on your credit. You saved for a down payment. You gathered tax returns and pay stubs. You secured a pre approval letter. You did everything right. And yet, the loan can still fall apart. The surprising part is that it...
Buying a condo can feel like crossing the finish line of a long race. You worked on your credit. You saved for a down payment. You gathered tax returns and pay stubs. You secured a pre approval letter. You did everything right. And yet, the loan can still fall apart. The surprising part is that it...
Jun
11
2026
11
2026
Mortgage Approval Documents: Know Before You Apply
Before you start scrolling through listings and imagining where the couch will go, there is one reality every homebuyer should understand. Finding the house is often the fun part. The real challenge begins when it's time for underwriting. Many home purchase transactions slow down...
Before you start scrolling through listings and imagining where the couch will go, there is one reality every homebuyer should understand. Finding the house is often the fun part. The real challenge begins when it's time for underwriting. Many home purchase transactions slow down...
Jun
01
2026
01
2026
The Wealth Ladder
The Wealth Ladder When people think about building wealth, they often focus on investments, retirement accounts, or growing a business. While those can all play an important role, one of the most common ways families have built long term financial stability is through homeownership...
The Wealth Ladder When people think about building wealth, they often focus on investments, retirement accounts, or growing a business. While those can all play an important role, one of the most common ways families have built long term financial stability is through homeownership...
May
22
2026
22
2026
What If Rates Drop After You Lock?
Locking a mortgage rate can feel like a major decision, especially in a market where rates seem to move constantly. One of the most common concerns homebuyers have is this: What happens if interest rates drop after I lock my loan? The good news is that locking your rate is still one of the...
Locking a mortgage rate can feel like a major decision, especially in a market where rates seem to move constantly. One of the most common concerns homebuyers have is this: What happens if interest rates drop after I lock my loan? The good news is that locking your rate is still one of the...
