(502) 817-0880
  • No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

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FHA Loans & First Time Homebuyer Loans in Indiana, Kentucky, & Florida

Welcome to the official site of Ryan Chanley at Mortgage Tree Lending. We are a full service mortgage company based in Sellersburg, Indiana. We specialize in FHA Loans and First Time Homebuyer loans in IN/KY/FL.  Whether you are buying a home or refinancing in IN/KY/FL, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing?
We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Jumbo

What makes Mortgage Tree Lending unique is that we offer credit repair services as well.

Contact Ryan Chanley at Mortgage Tree Lending today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Recent Articles

May
14
2025
Why a Home Inspection Is a Must for Homebuyers
In a competitive housing market, many buyers are looking for ways to make their offers more appealing. But while waiving a home inspection might seem like a smart move to get ahead, it could end up costing you more in the long run. According to a recent report from Keeping Current Matters,...
May
07
2025
Mortgage Rates Just Dropped—Here’s Why the Fed Had Nothing to Do With It
As of May 7, 2025, the average 30-year fixed mortgage rate has dipped slightly to 6.86%, down from 6.88% the previous day. This minor decrease wasn’t triggered by any major announcement from the Federal Reserve—it’s actually a result of quiet shifts in the bond market...
Apr
30
2025
March 2025 Housing Market Update: 5 Key Takeaways for Homebuyers and Sellers
As we move through the busy spring season, the March housing reports show a shifting market. Whether you're buying or selling, understanding what's happening right now can help you make better-informed decisions. Here's a simplified breakdown of the top five takeaways from March 2025...
Apr
23
2025
Why the Housing Market Isn't Crashing in 2025
With rising home prices and fluctuating mortgage rates, it’s understandable that some are wondering whether a housing market crash is on the horizon. The good news? Multiple key indicators show that today’s market is fundamentally different—and more...
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